DARMANI ADJUSTERS & INVESTIGATORS

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Risk & Compliance Verification

Darmani provides comprehensive risk and compliance verification to ensure all claims adhere strictly to policy declarations. By validating official records and assessing fraud risks, we help insurers identify inconsistencies, policy breaches, and non-disclosure early in the claims process.

Why Choose us

Vehicle Usage Verification: Verify JPJ records to confirm vehicle classification and identify discrepancies.
Insured & Driver Validation: Verify insured details and driver's licence validity.
Ownership & Compliance Review: Confirm vehicle ownership, road tax status, and policy compliance.
Claims Recommendation: Provide early comments on claim admissibility and liability.

Darmani provides comprehensive Risk & Compliance Verification to ensure all claims adhere strictly to policy declarations. By validating official records and assessing fraud risks, we help insurers identify inconsistencies, policy breaches, and non-disclosure early in the claims process. Our dedicated team verifies JPJ records to confirm vehicle usage and ownership, validates driver credentials, and provides early recommendations on claim admissibility and liability to reduce claim leakage.

"How do you verify vehicle usage?

We verify JPJ records to confirm the vehicle's classification, such as Private, Commercial, Hire & Reward, or E-Hailing, identifying any discrepancies with policy declarations.

What is included in the driver validation process?

We thoroughly verify the insured's details, along with the driver's licence class, overall validity, and status.

How do you handle potential fraud indicators?

Through our dedicated Fraud & Risk Assessment, we proactively identify inconsistencies, policy breaches, non-disclosure, and potential fraud indicators.

Do you provide recommendations on claims?

Yes, as part of our review, we provide early comments on claim admissibility, liability, and advise if further investigation is necessary.